For two years, I thought I was quietly ruining my own credit. Bills I knew I’d paid showed up as late. My credit score plummeted as if it had tripped down a staircase. Numbers never matched, no matter how obsessively I tracked them. I started to believe I was… just bad at adulthood. It wasn’t until a routine credit card application got flagged for fraud that I discovered someone else had been living under my name. I’m 25, and for two years, I honestly thought I was an idiot. Money would disappear in small, baffling ways. I’d go days without...
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